KEY TAKEAWAYS The RBI's August 2024 guidelines significantly impacted India's P2P lending industry, shifting the risk entirely to lenders and prohibiting platforms from promoting P2P lending as a no-risk investment product. The guidelines banned th...
KEY TAKEAWAYS Lendbox's Sahukar platform modernizes the traditional concept of moneylending in India by offering a structured and regulated environment for lenders and borrowers, with features like detailed dashboards and flexible borrower selection...
KEY TAKEAWAYS The article discusses the concept of Asset Liability Mismatch (ALM) and its potential risks, using historical examples like LML Vespa and recent cases like Silicon Valley Bank to illustrate the consequences of poor ALM management. It ...
KEY TAKEAWAYS The article introduces peer-to-peer (P2P) lending as an investment avenue that offers decent returns by lending money to others, contrasting it with informal lending to friends. It outlines the history of P2P lending in India, startin...
